Refinancing
At Swift Financial, we’re dedicated to empowering customers across Australia to take charge of their finances. Whether your goal is to secure a better rate, reduce your repayments, or unlock equity for purchases or investments, our tailored refinancing solutions make the process seamless, stress-free, and centred around your unique needs.
Financial freedom is closer than you think—let us guide you there.
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Refinance Your Home or Investment Loan with Confidence
Refinancing your loan is one of the most effective ways to reduce interest payments and take control of your financial future. Whether your fixed-rate term is ending or you’re currently paying a variable rate, there’s a good chance we can find you a better deal.
With access to thousands of loan products from lenders across Australia—including major banks, credit unions, and building societies—we’re here to match you with a solution that meets your needs, saves you money, and supports your financial goals.
How We Work Together
We manage every step of the refinancing process, saving you time and effort while minimising disruptions to your daily life. Our focus is on securing the best financial solution tailored specifically to your needs.
Step 1: Initial Consultation
We start by understanding your current financial situation and exploring how we can best assist you.
Step 2: Needs Assessment
Together, we identify your priorities, long-term goals, and financial plans to ensure our approach aligns with your vision.
Step 3: In-Depth Research
Leveraging our extensive network of lenders, we thoroughly research and identify the most suitable refinancing options for you.
Step 4: Personalised Recommendation
We provide a detailed, tailored recommendation and work with you to refine it into the perfect solution.
Step 5: Implementation
Once we finalise your choice, we manage the entire loan application process, keeping you informed every step of the way.
Step 6: Seamless Settlement
We coordinate all aspects of settlement with the involved parties, ensuring a smooth and stress-free transition.
Step 7: Post-Settlement Support
Our commitment doesn’t end at settlement. With our After Care program, we provide ongoing advice, keep you updated on market changes, and help you optimise your financial journey.
Why Choose Swift Financial?
At Swift Financial, we believe refinancing is more than just securing a lower rate—it’s about creating opportunities for a better future. With expert guidance and a client-focused approach, we’re here to help you make confident, informed decisions every step of the way.
Your financial freedom is within reach—let us help you get there.
Testimonials
Exceptional service and a wealth of knowledge. They found the perfect loan for us!
I couldn’t have asked for a better experience. Their guidance made all the difference.
From my first consultation to securing my loan, their team made everything seamless and easy to understand.
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Frequently Asked Questions
Absolutely! We regularly assist clients in negotiating better terms with their current bank. Refinancing doesn’t always mean switching lenders—it often involves reviewing your loan structure, exploring options, and working with your bank to secure a more competitive arrangement. Our expertise ensures a seamless process tailored to your needs.
Absolutely! Leveraging your existing equity is a smart way to fund renovations, invest in property, or achieve other financial goals. We’ll assess your equity position, explore the best options available, and guide you through the process to ensure you maximise your property’s value while securing a loan solution tailored to your needs.
Yes, we specialise in helping First Home Buyers achieve their dream of homeownership. From navigating government incentives like the First Home Owner Grant to exploring tailored loan options, we’re here to guide you through every step of the process. With our expertise, we make buying your first home simpler, stress-free, and perfectly aligned with your financial goals. For more information – firsthome.gov.au
Absolutely! We can help you refinance to another bank if it offers better loan options tailored to your needs. Our process involves reviewing your current loan, comparing competitive products across lenders, and guiding you through the transition to ensure you secure the most favourable rates, terms, and features. With our expertise, refinancing is seamless and stress-free.
Yes, we do! Whether you’re planning renovations, extensions, or upgrades, we can help you secure the right loan to fund your project. We’ll guide you through the process, assess your financial options, and ensure you find a solution that aligns with your goals and budget. Upgrading your home has never been easier with our expertise by your side.
As a mortgage broker, we have exclusive insight into the lending policies of various banks. We’ll guide you through the application process by analyzing your financial situation, understanding your goals, and helping you find the best lender to suit your needs.