Car Loans
At Swift Financial, we’re passionate about helping clients across Australia get behind the wheel of their first car, upgrade to a new vehicle, or finally own the car of their dreams. With personalised car loan solutions and expert guidance, we make the process seamless, stress-free, and perfectly tailored to your needs.
Rated 5 from 32 Reviews
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Your First Car or Dream Car—We’ve Got You Covered
Whether you’re buying your first car or upgrading to your dream ride, we’re here to make the journey simple and worry-free. Car loans typically come in two main options:
- Secured Car Loans: Backed by the vehicle itself, these loans offer lower interest rates and more affordable monthly repayments.
- Unsecured Car Loans: These don’t require collateral but may come with slightly higher interest rates, offering more flexibility in certain situations.
Most car loans feature convenient monthly repayments, making it easy to align with your household budget.
Whatever type of loan suits your needs, we’ll guide you every step of the way. From explaining the total cost of the loan (including any fees and charges) to comparing a range of options, we ensure you find the loan with the best terms and repayments for your lifestyle. Whether you’re purchasing from a dealership or a private seller, we have the expertise to secure financing for the vehicle you’ve been dreaming of.
As proud members of the Finance Brokers Association of Australasia (FBAA), we’re committed to assisting clients across Australia. With our experience and personalized approach, we’ll help you make informed decisions and get the keys to your new car with confidence.
Your dream car is closer than you think—let’s make it a reality.
Testimonials
Exceptional service and a wealth of knowledge. They found the perfect loan for us!
I couldn’t have asked for a better experience. Their guidance made all the difference.
From my first consultation to securing my loan, their team made everything seamless and easy to understand.
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Frequently Asked Questions
Absolutely! We regularly assist clients in negotiating better terms with their current bank. Refinancing doesn’t always mean switching lenders—it often involves reviewing your loan structure, exploring options, and working with your bank to secure a more competitive arrangement. Our expertise ensures a seamless process tailored to your needs.
Absolutely! Leveraging your existing equity is a smart way to fund renovations, invest in property, or achieve other financial goals. We’ll assess your equity position, explore the best options available, and guide you through the process to ensure you maximise your property’s value while securing a loan solution tailored to your needs.
Yes, we specialise in helping First Home Buyers achieve their dream of homeownership. From navigating government incentives like the First Home Owner Grant to exploring tailored loan options, we’re here to guide you through every step of the process. With our expertise, we make buying your first home simpler, stress-free, and perfectly aligned with your financial goals. For more information – firsthome.gov.au
Absolutely! We can help you refinance to another bank if it offers better loan options tailored to your needs. Our process involves reviewing your current loan, comparing competitive products across lenders, and guiding you through the transition to ensure you secure the most favourable rates, terms, and features. With our expertise, refinancing is seamless and stress-free.
Yes, we do! Whether you’re planning renovations, extensions, or upgrades, we can help you secure the right loan to fund your project. We’ll guide you through the process, assess your financial options, and ensure you find a solution that aligns with your goals and budget. Upgrading your home has never been easier with our expertise by your side.
As a mortgage broker, we have exclusive insight into the lending policies of various banks. We’ll guide you through the application process by analyzing your financial situation, understanding your goals, and helping you find the best lender to suit your needs.