Home Loans
At Swift Financial, we’re passionate about turning the dream of homeownership into reality. Based in Sydney, NSW, we serve clients across Australia with tailored home loan solutions, making the journey faster, easier, and stress-free.
Your dream home is closer than you think—let us help you make it yours.
Rated 5 from 32 Reviews
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Your Journey to Your First Home Starts Here
Owning your dream home is one of life’s most exciting milestones, and at Swift Financial, we’re here to make it happen. With access to thousands of loan products from Australia’s top lenders, including major banks, credit unions, and building societies, we provide the tools, expertise, and unwavering support to turn your dream into reality.
From navigating the complexities of home loans to ensuring a seamless settlement, we’re by your side every step of the way. With us, you’ll not only secure the most competitive interest rate but also discover opportunities like cashback offers, helping you get the most out of your home loan journey.
Key Home Loan Features to Consider
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Principal and Interest:
The foundation of most home loans—each repayment helps reduce your loan balance while covering the interest, bringing you closer to full ownership. -
Variable Rate:
For those who embrace flexibility, variable-rate loans adjust with market changes, offering potential savings and room to adapt.
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Interest-Only:
Start small with lower repayments, covering just the interest for a set period, and focus on building your financial confidence before tackling the principal. -
Fixed Rate:
Stability and predictability are key with fixed-rate loans, making budgeting simple and stress-free for a period of 1-5 years.
Why Choose Swift Financial?
At Swift Financial, we believe in more than just finding you a loan—we believe in unlocking your future. As proud members of the Finance Brokers Association of Australasia (FBAA), we are passionate about simplifying the path to homeownership for first-time buyers and seasoned investors alike. Our personalised approach and expert guidance help turn challenges into opportunities and dreams into achievements.
How We Work Together
Initial Consultation
We start by learning your story—your goals, your vision, and how we can help.
Needs Assessment
Together, we map out your priorities and long-term aspirations to create a strategy that fits you perfectly.
In-Depth Research
Using our extensive network, we find the best options tailored to your needs.
Personalised Recommendation
We provide a clear plan, refined to align with your unique goals.
Implementation
We handle every detail of the loan application, ensuring a smooth and transparent process.
Seamless Settlement
We work behind the scenes to coordinate a hassle-free settlement, so you can focus on your next chapter.
Post-Settlement Support
Even after the keys are in your hands, we’re here to keep you informed, empowered, and prepared for the road ahead.
With Swift Financial, your dream home isn’t just a vision—it’s a promise we’re committed to fulfilling. Together, we’ll make your first step unforgettable and your journey extraordinary.
Testimonials
Exceptional service and a wealth of knowledge. They found the perfect loan for us!
I couldn’t have asked for a better experience. Their guidance made all the difference.
From my first consultation to securing my loan, their team made everything seamless and easy to understand.
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Frequently Asked Questions
Absolutely! We regularly assist clients in negotiating better terms with their current bank. Refinancing doesn’t always mean switching lenders—it often involves reviewing your loan structure, exploring options, and working with your bank to secure a more competitive arrangement. Our expertise ensures a seamless process tailored to your needs.
Absolutely! Leveraging your existing equity is a smart way to fund renovations, invest in property, or achieve other financial goals. We’ll assess your equity position, explore the best options available, and guide you through the process to ensure you maximise your property’s value while securing a loan solution tailored to your needs.
Yes, we specialise in helping First Home Buyers achieve their dream of homeownership. From navigating government incentives like the First Home Owner Grant to exploring tailored loan options, we’re here to guide you through every step of the process. With our expertise, we make buying your first home simpler, stress-free, and perfectly aligned with your financial goals. For more information – firsthome.gov.au
Absolutely! We can help you refinance to another bank if it offers better loan options tailored to your needs. Our process involves reviewing your current loan, comparing competitive products across lenders, and guiding you through the transition to ensure you secure the most favourable rates, terms, and features. With our expertise, refinancing is seamless and stress-free.
Yes, we do! Whether you’re planning renovations, extensions, or upgrades, we can help you secure the right loan to fund your project. We’ll guide you through the process, assess your financial options, and ensure you find a solution that aligns with your goals and budget. Upgrading your home has never been easier with our expertise by your side.
As a mortgage broker, we have exclusive insight into the lending policies of various banks. We’ll guide you through the application process by analyzing your financial situation, understanding your goals, and helping you find the best lender to suit your needs.