Personal Loans
At Swift Financial, we’re dedicated mortgage brokers helping clients across Australia secure personal loans to meet their financial needs. Whether it’s covering unexpected emergencies, consolidating debt, or funding that dream holiday, we’re here to provide tailored solutions that make your goals achievable.
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Empowering Your Personal Finance Journey
Life comes with milestones and surprises—whether it’s a wedding, a home improvement project, travel plans, debt consolidation, or an unexpected emergency, we’re here to help. Personal loans offer a flexible and accessible solution, giving you quick access to funds for a wide range of personal expenses.
Most personal loans are unsecured, meaning you don’t need to provide collateral like property or vehicles. You’ll also have the choice between fixed and variable interest rates, depending on your financial priorities:
- Fixed-Rate Personal Loans: Enjoy the stability of predictable repayments, making it easier to budget and plan ahead.
- Variable-Rate Personal Loans: Benefit from potential savings if market rates drop, though repayment amounts may fluctuate over time.
We’re here to guide you through these options, ensuring you find the loan and interest rate that best suit your unique needs.
As proud members of the Finance Brokers Association of Australasia (FBAA), we provide expert assistance with personal loans to clients nationwide. With our trusted guidance, you can feel confident in making the right financial choice for your future.
Your goals, your journey—let us help you achieve them.
Testimonials
Exceptional service and a wealth of knowledge. They found the perfect loan for us!
I couldn’t have asked for a better experience. Their guidance made all the difference.
From my first consultation to securing my loan, their team made everything seamless and easy to understand.
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Frequently Asked Questions
Absolutely! We regularly assist clients in negotiating better terms with their current bank. Refinancing doesn’t always mean switching lenders—it often involves reviewing your loan structure, exploring options, and working with your bank to secure a more competitive arrangement. Our expertise ensures a seamless process tailored to your needs.
Absolutely! Leveraging your existing equity is a smart way to fund renovations, invest in property, or achieve other financial goals. We’ll assess your equity position, explore the best options available, and guide you through the process to ensure you maximise your property’s value while securing a loan solution tailored to your needs.
Yes, we specialise in helping First Home Buyers achieve their dream of homeownership. From navigating government incentives like the First Home Owner Grant to exploring tailored loan options, we’re here to guide you through every step of the process. With our expertise, we make buying your first home simpler, stress-free, and perfectly aligned with your financial goals. For more information – firsthome.gov.au
Absolutely! We can help you refinance to another bank if it offers better loan options tailored to your needs. Our process involves reviewing your current loan, comparing competitive products across lenders, and guiding you through the transition to ensure you secure the most favourable rates, terms, and features. With our expertise, refinancing is seamless and stress-free.
Yes, we do! Whether you’re planning renovations, extensions, or upgrades, we can help you secure the right loan to fund your project. We’ll guide you through the process, assess your financial options, and ensure you find a solution that aligns with your goals and budget. Upgrading your home has never been easier with our expertise by your side.
As a mortgage broker, we have exclusive insight into the lending policies of various banks. We’ll guide you through the application process by analyzing your financial situation, understanding your goals, and helping you find the best lender to suit your needs.